Fractional CFO · Gernetzke & Associates

From Chaos to Clarity in 30 Days

I'm Greg Gernetzke. I give growing businesses real financial leadership — strategy, automation, and a back office that finally runs itself — without the cost of a full-time CFO. You work with me directly, not a rotating team.

$4M+ Cost Savings Delivered
$1M+ Fundraising Enabled
15+ Years Experience
90% Error Reduction
How It Works

A Simple Path to Financial Clarity

No long onboarding. No complex proposals. Three steps to a finance function that actually works — and you work with me at every one of them.

1

Discovery Call

A free 30-minute conversation where I get to know your business, your pain points, and whether I'm the right fit. No pressure, no commitment.

2

Diagnostic & Roadmap

I map your current financial workflows, find the quick wins, and build a 90-day plan to transform your back office with automation and strategic insight.

3

Ongoing Partnership

Monthly reporting, automated dashboards, strategic advisory, and AI-powered automations — delivered by me, so you can focus on running your business.

Services

One Flexible Rate — You Stay in Control

No rigid retainers, no paying for capacity you're not using. We agree on scope up front, then you decide how much support you need — dial it up, dial it back, anytime. That flexibility is exactly what makes an hourly engagement the right fit for fractional work.

Compass Desk

$750/mo
From $550 first month · then $750/mo
Always-on finance ops without hiring a back office

Always-on collections, payables, forecast, and close — in Slack. Without hiring a back office.

  • Morning digest
  • Four owned queues
  • CPA and bookkeeper stay
  • 30-day money-back
Book 30 minutes

Compass Self-Serve Tools

One-time purchases · from $99
For lower budget operators looking for DIY resources

Compass is my library of CFO-grade financial models — owner pay, cash flow, and pricing — built in Excel and Google Sheets to help you build your own finance back office.

Visit the Shop

60-day money-back guarantee. If you don't see measurable improvement within 60 days, I'll refund your investment. No questions asked.

Client Results

What Working Together Looks Like

Greg brought financial clarity to our portfolio in weeks, not months. His AI-automated reporting cut our manual work in half and gave us visibility we never had before. The ROI was immediate.
CI
Investment Portfolio Client
Holding Company — Strategic Finance
We went from guessing our cash position to having a live dashboard with weekly forecasts. Greg's approach is practical — he builds systems that actually work for operators, not just accountants.
HH
Hospitality Operations Client
Short-Term Rental Business — Controller Services
Greg helped us implement Restaurant365 and restructured our entire chart of accounts. Month-end close went from 3 weeks to 5 days. He's the real deal.
FS
Food & Beverage Client
Bakery & Café — Bookkeeping & Controller
As Head of Finance, Greg built our entire financial infrastructure from scratch — Salesforce integration, Tableau analytics, board-ready presentations. He enabled over $1M in fundraising.
AN
Tech Startup Client
SaaS Company — Head of Finance
About

Built on Enterprise Experience.
Designed for Growing Businesses.

Greg Gernetzke

I'm Greg Gernetzke — a fractional CFO and finance transformation expert with 15+ years of experience at companies like Cardinal Health and Genpact, where I led FP&A, built analytics platforms, and delivered millions in cost savings.

Now I bring that enterprise-grade rigor to small and mid-sized businesses through Gernetzke & Associates. My approach combines traditional financial leadership with AI-powered automation — because you shouldn't need a Fortune 500 budget to have a Fortune 500 finance function.

You work with me — personally. The person who reads your numbers is the same one who picks up the phone. No junior hand-offs, no rotating account managers. That's the whole point of a fractional CFO.

Based in Columbus, Ohio. Serving clients nationwide.

$4M+ in Cost Savings Delivered across retail, healthcare, SaaS, and consulting engagements
Enterprise Background Ex-Cardinal Health, Ex-Genpact — Director of Finance Transformation
$1M+ Fundraising Enabled Board presentations, financial modeling, investor-ready reporting
AI-Powered Automation Custom workflows, automated dashboards, and intelligent reporting systems
Compass by Gernetzke & Associates

Not Ready for a CFO? Start Here.

Compass is a library of CFO-grade financial models built for owners who aren't finance people. Each one runs in Excel or Google Sheets, comes with a walkthrough video, and answers one question you've been guessing at. If you can read your bank statement, you can run them. Each model is $99.

Owner Pay & Tax Reserve $99
13-Week Cash Flow $99
Service Pricing & Capacity $99
13-Week Cash Flow Forecast
Opening Cash $42,500
Revenue Inflows +$18,200
Operating Expenses −$14,800
Net Cash Flow +$3,400
Closing Cash $45,900
● HEALTHY — 12+ Weeks of Runway
Ready to start?

Let's build your finance function — together.

Book a free 30-minute call and we'll have an honest conversation about where your money's leaking and whether I'm the right person to help. No commitment, no script — just you and me.

Book your free consultation